HomeAbsolute

Product Overview

HomeAbsolute represents the cornerstone of Ribbon Finance's prime lending offering — Australian Prime lending with sharp rates and a comprehensive feature set. Standard Established P&I rates start from 6.29% p.a. at ≤70% LVR for owner-occupied loans up to $3.5M, with construction and NDIS/SDA products also available.

The product includes 100% offset, redraw facility and no early repayment penalties. Cash out is available up to 80% LVR (90% case-by-case). A Limited Time AU Easy Refi Special offers rates from 6.23% p.a. for standard refinance applications at ≤70% LVR.

Specialised Expat, Non-Resident and SMSF products cover rates from 6.90% p.a. (Expat Variable), 7.88% p.a. (Non-Resident Variable), and SMSF residential rates from 7.10% p.a. (SMSF 60). Annual facility fee of $395 is waived for owner-occupied loans at ≤80% LVR.

*Comparison rates are based on a $150,000 loan over 25 years. Rates are indicative and subject to change without notice. Fees, charges, and conditions apply. This information is general in nature and does not constitute financial advice.