The Complete Loan Gallery
Rates last updated 22 September 2026
All twelve lending products — engineered with precision. Filter by loan scenario or search by name to find your match.
01HomeStart
Comparison 7.07% p.a.*
Flexible lending for complex credit profiles.
- High-Density PostcodeAccepted
- Negative Credit HistoryAccepted
- No Cash-Out LimitYes
- Max Loan$2M per security
02HomeFlex
Comparison — p.a.*
Full Doc, Alt Doc & Commercial in one.
- Max LVR (Full Doc)95%
- 100% OffsetAvailable
- Alt Doc & CommercialAccepted
- Loan TermUp to 30 years
03HomeAbsolute
Comparison 6.35% p.a.*
Australian prime — sharp rates, full features.
- Max LVR95%
- 100% OffsetIncluded
- No Early Repayment PenaltiesYes
- SMSF & NDIS/SDAAvailable
04HomePlus
Comparison 6.52% p.a.*
Premium package — jumbo loans up to $15M.
- Max LVR95%
- 100% OffsetAvailable
- Jumbo LoansUp to $15M
- Expat & Non-ResidentAvailable
05HomeSource
Comparison 6.97% p.a.*
Self-employed specialist — Lite Doc & SMSF.
- Lite DocNo NOA / ATO Portal
- 100% OffsetNo Loading
- IO for Owner OccupiedAvailable
- No Clawback OptionAvailable
06HomeMega
Comparison — p.a.*
High-value lending — residential & commercial.
- Max Loan AmountUp to $15M
- Loan TermUp to 40 years
- No Credit Score / DTIRequired
- Approval SLA48 hours
07HomeFirst
Comparison — p.a.*
Prime to Specialist tiers — all accepted.
- Max Loan$3,000,000
- Govt Benefits AcceptedFamily Tax A & B
- Prime to Specialist TiersAll available
- Debt ConsolidationAvailable
08HomeEasy
Comparison — p.a.*
Super Prime & Prime — competitive, no clawback.
- No ClawbackAll grades
- Max LVR90% (Super Prime)
- Unlimited Cash OutYes
- Loan TermUp to 40 years
09HomeNite
Comparison — p.a.*
Multi-tier flexible — Ultra Prime to Non-Conforming.
- Max LVR95% (Standard)
- Ultra Prime RateFrom 6.66% p.a.
- Loan TermUp to 40 years
- Like-for-Like RefiNo-serviceability option
10HomeSecureA
Comparison 6.52% p.a.*
Lite Doc & SMSF — no clawback option.
- No Clawback1.00% Risk Fee
- 100% OffsetNo Loading
- IO for OO & InvestmentAvailable
- SMSF & Expat LiteIncluded
11HomeSecureB
Comparison 5.88% p.a.*
Lowest rates — Full Doc & Expat Full Doc.
- Full Doc RateFrom 5.79% p.a.
- Expat Full Doc RateFrom 5.99% p.a.
- 100% OffsetAvailable
- No Clawback OptionAvailable
12HomePro
Comparison — p.a.*
Institutional-grade — up to $40M, no clawback.
- No ClawbackAll credit grades
- Max LVR95%
- Max LoanUp to $40M
- Development FinanceAvailable
13HomeRise
Comparison 6.55% p.a.*
No clawback — free redraw, no ongoing fee.
- No ClawbackAll credit grades
- Free RedrawYes
- No Ongoing FeeYes
- Cash Out & Debt ConsolidationAvailable