HomeEasy

Product Overview

HomeEasy provides Super Prime and Prime lending solutions with competitive variable rates. Super Prime (2-year clawback) owner-occupied rates start from 6.99% p.a. (≤$1.1M, ≤60% LVR), with No Clawback rates from 6.39% p.a. (1.00% risk fee). Maximum LVR is 90% and maximum loan amount $2M for Super Prime.

HomeEasy Prime supports loan terms up to 40 years, maximum LVR 85%, and loan amounts up to $3.5M. Unlimited cash out for acceptable stated purposes, debt consolidation, and inner-city high-density apartments are all supported. No clawback is available with 1.00% risk fee across all LVR tiers.

HomeEasy Commercial extends lending to retail shops, offices, factories and warehouses up to 75% LVR and $3.5M. Self-employed applicants require ABN minimum 24 months and GST minimum 12 months across all HomeEasy products.

*Comparison rates are based on a $150,000 loan over 25 years. Rates are indicative and subject to change without notice. Fees, charges, and conditions apply. This information is general in nature and does not constitute financial advice.