HomeSource

Product Overview

HomeSource is a self-employed specialist product offering Lite Doc, Alt Doc, SMSF and Expat lending solutions. Lite Doc owner-occupied rates start from 6.54% p.a. (≤70% LVR, ≤$1M), and Alt Doc (Account Declaration) rates from 6.59% p.a. — with no NOA or ATO portal required.

A 100% offset facility is available without rate loading, and Interest Only is available for owner-occupied loans. Cash out is unlimited with stated purpose (no evidence required for amounts under $500K for Alt Doc). Unlimited debt consolidation is supported.

SMSF Residential rates start from 6.59% p.a. (≤60% LVR) and SMSF Commercial from 7.34% p.a. Expat Lite lending is available for Australian citizens and PRs living or working overseas at rates from 6.69% p.a. Vacant Land products cover both Lite Doc and Alt Doc options.

*Comparison rates are based on a $150,000 loan over 25 years. Rates are indicative and subject to change without notice. Fees, charges, and conditions apply. This information is general in nature and does not constitute financial advice.