HomeSecureA

Product Overview

HomeSecureA is a specialist no-clawback lending product offering Lite Doc, Low Doc, SMSF and Expat solutions. Lite Doc owner-occupied variable rates start from 6.04% p.a. (≤70% LVR, ≤$2M), and Low Doc (Accountants Declaration) from 6.29% p.a. (≤80% LVR, ≤$1M). No-clawback risk fee of 1.00% applies.

The product features 100% offset availability without rate loading, Interest Only options for both Owner Occupied and Investment loans, and no minimum security living area requirement. Loan terms extend to 30 years with up to 5 years Interest Only. Annual facility fee of $395, settlement fee $150, discharge fee $795.

SMSF (No Clawback) rates start from 6.24% (70% LVR) to 6.49% (80% LVR) for Category 1 & 2. Expat Lite Doc covers Australian Citizens and PRs living/working overseas with rates from 6.29% p.a. Investment, large loan and overseas income loadings apply transparently.

*Comparison rates are based on a $150,000 loan over 25 years. Rates are indicative and subject to change without notice. Fees, charges, and conditions apply. This information is general in nature and does not constitute financial advice.