HomeSecureB

Product Overview

HomeSecureB offers highly competitive Full Doc and Expat Full Doc lending with no clawback. Full Doc (HomeSecure C) owner-occupied variable rates start from 5.79% p.a. (≤80% LVR, ≤$1M), with a 6.08% comparison rate — representing some of the sharpest rates in the Ribbon Finance range.

Expat Full Doc (HomeSecure C) rates start from 5.99% p.a. for owner-occupied loans, accepting Australian Citizens and Permanent Residents living overseas. The product covers Category 1, 2, 3 & 4 postcodes with loan sizes up to $2M at 80% LVR.

Investment, large loan, interest only and overseas income loadings apply transparently. Maximum loan term 30 years, IO up to 5 years. Annual facility fee $395, settlement fee $150, discharge fee $795. No minimum security living area — security living area under 50m² is restricted to 70% Max LVR.

*Comparison rates are based on a $150,000 loan over 25 years. Rates are indicative and subject to change without notice. Fees, charges, and conditions apply. This information is general in nature and does not constitute financial advice.